Cookie Policy and Data Usage

Introduction to Our Cookie Policy

lunaverithoq is committed to transparency about how we collect and use data through our website. This policy explains how we use cookies and similar technologies to enhance your experience.

We use cookies to improve website functionality, analyze usage patterns, and provide personalized content that better serves your financial planning needs.

Understanding Cookies

Cookies are small text files stored on your device when you visit websites. They help websites remember your preferences and improve functionality across visits.

These files contain no personally identifiable information by themselves but work with our systems to enhance your browsing experience and website performance.

Types of Cookies We Use

We categorize cookies based on their function and purpose:

Essential Cookies

Required for basic website functionality, security, and user authentication. These cannot be disabled without affecting core site features.

Session management, security tokens, load balancing, and form submission processing.

Functionality Cookies

Remember your preferences and settings to provide a personalized experience across visits.

Language preferences, display settings, previously entered form data, and customized content delivery.

Analytics Cookies

Help us understand how visitors interact with our website to improve content and user experience.

Page views, time spent on pages, navigation patterns, and performance metrics.

Marketing Cookies

Track your interests and browsing behavior to deliver relevant content and measure campaign effectiveness.

Advertisement targeting, campaign performance tracking, social media integration, and content recommendations.

Our Cookie Usage

We use cookies for several important purposes:

  • • Maintaining secure user sessions and protecting against unauthorized access
  • • Remembering your preferences and customizing your experience
  • • Analyzing website performance and identifying areas for improvement
  • • Measuring the effectiveness of our content and marketing efforts
  • • Providing relevant financial planning resources based on your interests

Third-Party Cookies

Some cookies are set by third-party services we use for analytics, customer support, and content delivery. These partners have their own privacy policies governing cookie usage.

We carefully select third-party providers and review their data handling practices to ensure they meet our privacy standards.

Your Privacy Rights

Depending on your location, you may have specific rights regarding cookie usage and data processing:

European Residents (GDPR)

Under the General Data Protection Regulation, you have the right to:

  • • Access, correct, or delete your personal data
  • • Object to or restrict certain data processing activities
  • • Data portability and withdrawal of consent

California Residents (CCPA)

The California Consumer Privacy Act provides rights including:

  • • Know what personal information is collected and how it's used
  • • Request deletion of personal information
  • • Opt-out of the sale of personal information

Brazilian Residents (LGPD)

Under Lei Geral de Proteção de Dados, you can:

  • • Access and correct your personal data
  • • Request data deletion or processing restrictions
  • • Data portability and consent withdrawal

Managing Your Cookie Preferences

You have several options for controlling cookie usage:

Browser Controls

Most browsers allow you to block or delete cookies through their settings menu. However, disabling certain cookies may limit website functionality.

Opt-Out Options

Many advertising networks provide opt-out mechanisms for tracking cookies. Visit industry opt-out pages for comprehensive controls.

Please note that blocking essential cookies may prevent proper website functionality, including access to your account and consultation services.

Current Cookies in Use

Below is a list of specific cookies currently used on our website:

Cookie Name Type Purpose Duration
session_token Essential User authentication and security Session
preferences Functional Remember user settings and preferences 30 days
analytics_id Analytics Website performance and usage analysis 2 years

Policy Updates

We may update this cookie policy to reflect changes in our practices, technology, or legal requirements. Significant changes will be communicated through website notices or email.

Contact Us About Cookies

For questions about our cookie usage or to exercise your privacy rights, please contact us using the information provided below.

lunaverithoq

Level 15, 100 Collins Street, Melbourne VIC 3000, Australia

Email:: contact@lunaverithoq.com

Phone:: +61 246 317 797

Last Updated:: September 10, 2025